Policy checking, written down honestly

Ground truth

Where the broker's E&O exposure hides in a policy

Not in the headline limit. In page four, the endorsement schedule and the renewal nobody compared.

October 29, 2026 · 10 min read Read article

Ground truth

Checking policies at peak renewal

Four documents per policy, every carrier wording them its own way, and a season that arrives all at once.

October 29, 2026 · 9 min read Read article

How it works

The Check Workspace: one page per policy

Seven zones, a stage strip and the agents' work on top.

October 29, 2026 · 9 min read Read article

How it works

Nine policy-checking agents, inside authority

Read, proof and compare, correct and deliver — and a person signs.

October 29, 2026 · 11 min read Read article

How it works

Engines decide, models explain

If the number is not in the facts, the sentence does not ship.

October 29, 2026 · 10 min read Read article

How it works

Product rationalization: one field, however the carrier words it

'Per Occ Limit', 'Each Occurrence', 'Each Occurrence Limit' — the same field, three ways.

October 29, 2026 · 10 min read Read article

How it works

The autonomy dial and prepared decisions

Every action capped at ask first — and the evidence that is still counted.

October 29, 2026 · 9 min read Read article

How it works

The decision record is the E&O file

Every control, every prepared decision, every answer — with who and on what.

October 29, 2026 · 9 min read Read article

How it works

Proofing controls in the Rules Studio

Block, refer, warn — eight starter controls a practice leader can read.

October 29, 2026 · 8 min read Read article

How it works

A policy-checking copilot that cites the page

Ask about the policy on screen; every figure in the answer is checked against what it read.

October 29, 2026 · 8 min read Read article

Use case

A property renewal with a halved flood sublimit

Not a proofing failure — a renewal change the client must hear about in plain words.

October 29, 2026 · 15 min read Read article

Use case

A missing waiver and an exclusion nobody agreed

The binder lists the waiver the client's contracts require. The policy doesn't.

October 29, 2026 · 15 min read Read article

Use case

An additional insured, corrected before delivery

A convention partner named on the binder and nowhere on the policy.

October 29, 2026 · 13 min read Read article

Use case

A $5M gap in an excess tower

Layer 3 attaches at $15M where layer 2 ends at $10M.

October 29, 2026 · 14 min read Read article

Use case

A D&O prior-and-pending date that moved

One date on page two, and years of continuity gone.

October 29, 2026 · 13 min read Read article

Use case

A cyber sublimit and a label nobody knew

The quote offered $1M of cyber extortion. The binder says $500K.

October 29, 2026 · 13 min read Read article

Use case

When premium + taxes + fees doesn't equal the total

Every field matches the binder except the one that adds them up.

October 29, 2026 · 11 min read Read article

Use case

A clean commercial auto renewal, delivered

48 of 48 checks match. Three vehicles added. The summary writes itself — almost.

October 29, 2026 · 11 min read Read article

Use case

Workers' comp: broader cover, and a policy that never arrived

Employers liability doubled and the mod fell. Forty days after inception, the client holds only the binder.

October 29, 2026 · 11 min read Read article

Use case

The carrier correction loop

Four requests, one overdue, one acknowledged — and an endorsement that closes them.

October 29, 2026 · 12 min read Read article

Suite

Where InsightProofing sits in the broker suite

Placement hands it the binder; Xtract reads the PDFs; Pulse knows the client; Advocate inherits the policy.

October 29, 2026 · 9 min read Read article

Adoption

The first ninety days, and how to measure it

One team, one renewal month, every action at ask first.

October 29, 2026 · 10 min read Read article